Natasya Rogaya, Dwinda Fatima Ishak, Sobiatul Azizah, Vera Wulandari, Citra Annisa Ramadhany, & Choiriyah, C. (2025). Bank Syariah di Era Digital: Analisis Tantangan dan Peluang Transformasi. TOMAN: Jurnal Topik Manajemen, 2(1), 189–202. https://doi.org/10.61930/toman.v2i1.201